Harrisburg and Dauphin County Homeowners: The State Capital Deserves Capital-Level Claim Advocacy.

From Harrisburg to Hershey, Mechanicsburg to Hummelstown — when property damage strikes anywhere in Dauphin County, Capitol Adjustment fights to get you every dollar your claim is worth.

Available 24/7
Licensed PA · NJ · DE · MD · CT
Contingency only — $0 upfront
400 Mack Drive, Croydon PA — minutes away

Serving Dauphin County, Pennsylvania

Capital region claims need depth

Dauphin County includes Harrisburg's older rowhomes and historic architecture, the state Capitol area, Hershey and Derry Township suburbs, and rural properties beyond them. The Susquehanna River is a major flood risk; Tropical Storm Lee in 2011 demonstrated how devastating river flooding can be for the Harrisburg area. The county's mix of urban, suburban, and rural property creates widely different restoration needs.

Capitol Adjustment helps owners prepare and pursue detailed fire, water, storm, and flood-related claims across the capital region. We know that a loss involving an older home, river exposure, or a high-value suburban property may require careful documentation beyond the insurer's first estimate. Our advocacy helps clients account for the full repair scope, damaged contents, and applicable policy benefits.

Storm damage affecting a Dauphin County property

Local landmarks we serve

Harrisburg Susquehanna River waterfront
Hershey and Derry Township
Paxtang and Penbrook older suburbs
Susquehanna River flood plain
State Capitol complex area

Why Dauphin County Chooses Us

We work for you — not the insurance company

125+ Years Combined Experience

Our team has handled hundreds of property damage claims across Harrisburg and Dauphin County.

No Upfront Cost

We work on contingency. You pay nothing until we recover your settlement.

Licensed in Pennsylvania

Fully licensed PA public adjusters serving Harrisburg, Hershey, and all of Dauphin County.

Available 24/7

Property damage doesn't wait for business hours. Neither do we. Call us any time at 267-343-7301.

What We Handle

Dauphin County property damage claims we manage

Fire Damage
Smoke Damage
Water Damage
Storm Damage
Roof Damage
Wind Damage
Hail Damage
Burst Pipes
Mold Damage
Vandalism

Coverage Area

Serving Harrisburg and all of Dauphin County

Harrisburg
Hershey
Hummelstown
Middletown
Steelton
Penbrook
Paxtang
Swatara Township
Lower Paxton Township
Susquehanna Township
Derry Township
South Hanover Township
West Hanover Township
Dauphin Borough
Halifax
Millersburg
Lykens
Gratz
Elizabethville
Pillow

Common Questions

Dauphin County public adjuster FAQs

Does Capitol Adjustment serve Dauphin County, PA?

Yes. We handle claims throughout Dauphin County — from Harrisburg and Hershey to Middletown, Hummelstown, and the rural northern townships. Our adjusters are licensed in Pennsylvania and available 24/7 at 267-343-7301.

What types of property damage are most common in Dauphin County?

Susquehanna River flooding is a significant risk for properties in Harrisburg, Steelton, and Middletown — Tropical Storm Lee (2011) and subsequent flood events have established the baseline. Wind and hail from summer storms affect the entire county. Harrisburg's older urban housing stock — row homes, pre-war brick construction — is particularly vulnerable to water intrusion, ice dams, and fire losses. We handle all of these claim types throughout Dauphin County.

Can a public adjuster help with a flood claim in Harrisburg?

Yes. Flood claims in Harrisburg and along the Susquehanna corridor require careful documentation — distinguishing between NFIP flood policy coverage and standard homeowner policy coverage, documenting the full scope of structural and contents damage, and navigating the specific requirements of each policy type. We handle both NFIP and private flood claims and know the documentation requirements for Dauphin County flood losses.

My Harrisburg home had fire damage — what should I do?

Call us at 267-343-7301 before you speak with your insurer's adjuster if at all possible. Document everything with photos and video. Don't discard any damaged contents — they are part of your claim. We'll conduct a thorough inspection, build a complete structural and contents scope, and manage the entire claims process on your behalf. One Harrisburg homeowner received an initial fire offer of $43,000; after we documented the full scope, the settlement reached $97,000.

How does Capitol Adjustment handle water damage claims in Dauphin County?

Water damage claims require fast, thorough documentation. We use moisture meters and thermal imaging to identify water penetration behind walls and under flooring before drying begins, document the full scope of damage, and make sure the proof of loss covers the complete restoration cost. Dauphin County's older housing stock — particularly in Harrisburg and Steelton — often has hidden moisture damage that insurers miss or dispute.

Can I hire a public adjuster after my Dauphin County claim has already been filed?

Yes — at any stage, including after a denial or a low settlement offer. We frequently re-open and supplement claims that were initially settled for far less than they were worth. It is never too late to get proper representation on a Dauphin County claim.

How much does Capitol Adjustment charge in Dauphin County?

We work on a contingency fee basis — you pay nothing until we recover your settlement. No upfront costs, no hourly fees. Our fee is a percentage of the final settlement we recover for you. Dauphin County homeowners consistently recover more with professional representation than they do negotiating alone.

Dealing with property damage in Dauphin County?

Call us now or request a free claim review. We'll tell you exactly what your claim is worth — no obligation.

What Our Clients Say

Real Stories. Real Results.

Verified Google reviews from homeowners we've helped.

"After dealing with a stressful insurance claim and months of back-and-forth with the insurance company, I honestly don't know what I would have done without this team. They went to bat for me and fought tirelessly on my behalf, handling mountains of paperwork and constant pushback. Their persistence and expertise resulted in a settlement that far exceeded what I could have achieved on my own. Beyond their professionalism, they are genuinely good people who truly care about their clients and treat you like family."
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Theodore Brophy

2 weeks ago · Google Review

"I had an amazing experience working with Capitol Adjustment and their team. From start to finish, they were professional, responsive, and truly had my best interest in mind. They worked hard on my claim and were able to get me a significant amount of money back — way more than I expected. You can tell they genuinely care about their clients and go above and beyond to make sure everything is handled properly."
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Jennifer Brooks-Donnelly

3 months ago · Google Review

"My girlfriend and I contacted Tim at Capitol Adjustment when we experienced water damage on our newly purchased home. Tim and his company came out right away, took photos, assessed the damage, and helped us navigate through our insurance claim process with proper documentation. They've been extremely professional and super helpful throughout these last few months. Tim and his company were there every step of the way to answer any questions and kept us fully up to date throughout the whole process."
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Doug Casale

1 month ago · Google Review

"We were on the fence about whether or not to use an adjuster when dealing with fire damage at our home, and we could not be more grateful. Thanks to Dave's knowledge and request to cut a small hole in our ceiling, our insurance discovered severe smoke damage in all of our ceilings and behind our walls. Steve continued to be incredibly supportive during the 5 months we were displaced. These guys absolutely know their stuff. We don't know how we would have made it through this year without them!"
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Kyle Leigh Healy

7 months ago · Google Review

"If there's one thing you should do in the event of having a home disaster is call Capitol Adjustment. I had a pipe burst and it damaged all floors of my home! With the proper guidance and education from Dave Ryan I was able to have my home repaired! Dave not only handled everything with my insurance company, he also helped me find a reliable contractor for the repairs. Dave by far goes above and beyond for his customers and I highly recommend him!!"
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Roneece D

8 months ago · Google Review

"I had an awesome experience with Capitol Adjustment! I worked through the process with David Ryan and let me tell you, these guys know what they're doing. For someone like myself that had never been through an event like this before, Dave was able to clearly walk me through everything until it was resolved. I highly recommend using them!"
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Brett Estok

8 months ago · Google Review

"We are very grateful for the way Capitol Adjustment handled our claim and how they walked us through the process with no problems. They took care of dealing with the insurance company completely while I was able to take care of repairing my property. We would like to especially thank George Carroll for staying in touch with us throughout this entire time and for getting us great results."
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Paul Zito

6 months ago · Google Review

"Capitol Adjustment helped guide us through this stressful period. Dave and his team were professional and empathetic to the situation, informative and supportive in assessing all damages from a neighboring fire. They reviewed all our options and helped make the best decisions we could. I'd recommend their team if you and your family are ever in need."
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edgardo deleon

1 year ago · Google Review

"My roof sustained severe damage from a huge tree branch. I was lost on what to do. After our first conversation with George at Capitol Adjustment, I knew I called the right person. The professional, quick service — from removing the tree branch, speaking with my insurance company, to having the roof and gutters replaced — was outstanding. It was a real pleasure dealing with such an honest person. I don't write reviews unless it's 5-star service. This was definitely it."
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George Brown

1 year ago · Google Review

"Words and appreciation cannot be expressed as it deserves. My adjuster Shawn and his team are unbelievable — caring, precise, attentive, detailed, and hard working. Shawn did everything possible to make sure my husband and I entered our home in a better state than before. We were entirely blessed to have come across a group of people who made sure our home was back better than before."
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DIAMOND GHEE JR.

1 year ago · Google Review

"George provided outstanding support after storm damage to a roof and interior. He was extremely communicative and responsive throughout the entire process, keeping me informed at every step. What impressed me most was how he guided me through the complex insurance claim process and handled all correspondence with my insurance company on my behalf. His expertise and professionalism made a stressful situation much more manageable."
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Anthony Smyrski

1 year ago · Google Review

"I worked with Tim and the Capitol Adjustment team and they are a delight to work with. They helped me understand the process and proactively worked with my mortgage company to get status on payments. If you are looking for a proactive claim adjuster willing to hold your hand throughout the process, it is Tim and Capitol Adjustment."
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Buyan Kumar

1 year ago · Google Review

"My husband and I bought our first home and about a month later had a major sewer line issue. Steve from Capitol was a referral through family and I am so glad we contacted him. His time spent dealing with our insurance company alone shows the dedication he has to the business. It took almost a year of battling with our insurance company but he was able to have our loss and the damage covered. Without hesitation, I would recommend Capitol — they know the industry and took a lot of stress off of us."
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Madison Brandt

4 years ago · Google Review

"These folks at Capitol Adjustment were absolutely terrific in getting me the most for my home destroyed by fire! They seem to care about their clients, which is something I worried about, but they were very caring and understanding. It is a tough time and they alleviated much of the stress associated with a house fire. Kudos to George and Tim!"
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Robbie Ellis

1 year ago · Google Review

Reviews sourced from Google