Horsham, PA & Montgomery County

Horsham's Route 611 Corridor Has Seen Hail, Derecho, and Flooding. Have the Settlements Kept Up?

Horsham Township's rapid growth means newer homes and older ranches side by side — and insurance companies that don't always pay what either one is worth. We fight for the full value of your claim.

Available 24/7
Licensed PA · NJ · DE · MD · CT
Contingency only — $0 upfront
400 Mack Drive, Croydon PA — minutes away

Serving Horsham Township

One of Montco's fastest-growing communities.

Horsham Township has transformed over the past two decades from a quiet suburban community into one of Montgomery County's most active residential and commercial corridors. Large subdivisions like Horsham Hunt and Simmons Crossing sit alongside older split-levels and ranches — and all of them face the same storm risk. The 2024 hail event that tracked through the Route 611 corridor damaged roofs on thousands of homes from Willow Grove to Hatboro.

Capitol Adjustment has been active in Horsham Township through multiple storm seasons. We know the difference between a cosmetic hail hit and a full replacement situation, and we know how to document it so your insurer can't argue otherwise. Our clients in Horsham consistently recover settlements that reflect the true cost of restoring their homes.

Storm and hail damage to a Horsham PA home

Local landmarks we serve

Horsham Township
Willow Grove Park Mall
Route 611 corridor
Naval Air Station Joint Reserve Base
Horsham Road business district

Why Horsham Chooses Us

We work for you — not the insurance company

125+ Years Combined Experience

Our team has handled hundreds of residential and commercial claims throughout Horsham Township and the Route 611 corridor.

No Upfront Cost

We work on contingency. You pay nothing until we recover your settlement.

Licensed PA Public Adjuster

Fully licensed in Pennsylvania, serving Horsham, Hatboro, Willow Grove, and all of Montgomery County.

Available 24/7

Property damage doesn't wait for business hours. Neither do we. Call 267-343-7301 any time.

What We Handle

Horsham property damage claims we manage

Fire damage
Water & flood damage
Storm & wind damage
Roof damage
Mold remediation
Smoke damage
Burst pipes
Hail damage

Common Questions

Horsham public adjuster FAQs

Horsham had a major hailstorm — what should I do first?

Document everything before any repairs. Take photos and video of every damaged surface — roof, gutters, siding, windows, AC units. Then call us. Horsham Township saw significant hail events in both 2022 and 2024 that damaged thousands of roofs. Insurance companies often try to limit hail claims to cosmetic damage only. We fight for full replacement value.

Does Capitol Adjustment serve the Willow Grove Park Mall area?

Yes — we handle both residential and commercial claims throughout Horsham Township, including the Route 611 corridor, the Willow Grove Park Mall area, and the Naval Air Station Joint Reserve Base vicinity. Commercial claims in this corridor often involve complex business interruption components we know how to document.

My basement flooded after a heavy rain in Horsham. Is that covered?

It depends on your policy. Standard homeowners policies cover sudden water intrusion from a burst pipe or roof failure, but not groundwater flooding. However, many Horsham homeowners have sewer backup or water backup riders they've forgotten about. We review your full policy before we start — and we've found coverage homeowners didn't know they had.

How does Capitol Adjustment get paid?

We work on contingency — typically 10% of the final settlement. You pay nothing upfront and nothing unless we recover money for you. Our fee is always built into the larger settlement we negotiate.

Coverage Area

Serving Horsham and nearby communities

Horsham
Willow Grove
Hatboro
Ambler
Dresher
Maple Glen
Warminster

Dealing with property damage in Horsham?

Call us now or request a free claim review. We'll tell you exactly what your claim is worth — no obligation.

Real result from Horsham Township

What a difference the right representation makes

Hail Damage2024

A hailstorm tracking through the Route 611 corridor in the spring of 2024 hit a newer construction home in the Horsham Hunt development. The insurer's adjuster documented minor granule loss and offered a partial roof repair. A full inspection found functional damage to all four roof planes, gutters, siding, and both HVAC condenser units.

Insurer's first offer

$7,400

+291%

increase

Final settlement

$28,900

"Newer construction homes in Horsham often have architectural shingles that show hail damage differently than older 3-tab roofing. We brought in a roofing consultant who documented the functional loss pattern — which the insurer's adjuster had misclassified as cosmetic."

Results vary by claim. Past outcomes do not guarantee future results.

What Our Clients Say

Real Stories. Real Results.

Verified Google reviews from homeowners we've helped.

"After dealing with a stressful insurance claim and months of back-and-forth with the insurance company, I honestly don't know what I would have done without this team. They went to bat for me and fought tirelessly on my behalf, handling mountains of paperwork and constant pushback. Their persistence and expertise resulted in a settlement that far exceeded what I could have achieved on my own. Beyond their professionalism, they are genuinely good people who truly care about their clients and treat you like family."
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Theodore Brophy

2 weeks ago · Google Review

"I had an amazing experience working with Capitol Adjustment and their team. From start to finish, they were professional, responsive, and truly had my best interest in mind. They worked hard on my claim and were able to get me a significant amount of money back — way more than I expected. You can tell they genuinely care about their clients and go above and beyond to make sure everything is handled properly."
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Jennifer Brooks-Donnelly

3 months ago · Google Review

"My girlfriend and I contacted Tim at Capitol Adjustment when we experienced water damage on our newly purchased home. Tim and his company came out right away, took photos, assessed the damage, and helped us navigate through our insurance claim process with proper documentation. They've been extremely professional and super helpful throughout these last few months. Tim and his company were there every step of the way to answer any questions and kept us fully up to date throughout the whole process."
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Doug Casale

1 month ago · Google Review

"We were on the fence about whether or not to use an adjuster when dealing with fire damage at our home, and we could not be more grateful. Thanks to Dave's knowledge and request to cut a small hole in our ceiling, our insurance discovered severe smoke damage in all of our ceilings and behind our walls. Steve continued to be incredibly supportive during the 5 months we were displaced. These guys absolutely know their stuff. We don't know how we would have made it through this year without them!"
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Kyle Leigh Healy

7 months ago · Google Review

"If there's one thing you should do in the event of having a home disaster is call Capitol Adjustment. I had a pipe burst and it damaged all floors of my home! With the proper guidance and education from Dave Ryan I was able to have my home repaired! Dave not only handled everything with my insurance company, he also helped me find a reliable contractor for the repairs. Dave by far goes above and beyond for his customers and I highly recommend him!!"
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Roneece D

8 months ago · Google Review

"I had an awesome experience with Capitol Adjustment! I worked through the process with David Ryan and let me tell you, these guys know what they're doing. For someone like myself that had never been through an event like this before, Dave was able to clearly walk me through everything until it was resolved. I highly recommend using them!"
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Brett Estok

8 months ago · Google Review

"We are very grateful for the way Capitol Adjustment handled our claim and how they walked us through the process with no problems. They took care of dealing with the insurance company completely while I was able to take care of repairing my property. We would like to especially thank George Carroll for staying in touch with us throughout this entire time and for getting us great results."
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Paul Zito

6 months ago · Google Review

"Capitol Adjustment helped guide us through this stressful period. Dave and his team were professional and empathetic to the situation, informative and supportive in assessing all damages from a neighboring fire. They reviewed all our options and helped make the best decisions we could. I'd recommend their team if you and your family are ever in need."
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edgardo deleon

1 year ago · Google Review

"My roof sustained severe damage from a huge tree branch. I was lost on what to do. After our first conversation with George at Capitol Adjustment, I knew I called the right person. The professional, quick service — from removing the tree branch, speaking with my insurance company, to having the roof and gutters replaced — was outstanding. It was a real pleasure dealing with such an honest person. I don't write reviews unless it's 5-star service. This was definitely it."
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George Brown

1 year ago · Google Review

"Words and appreciation cannot be expressed as it deserves. My adjuster Shawn and his team are unbelievable — caring, precise, attentive, detailed, and hard working. Shawn did everything possible to make sure my husband and I entered our home in a better state than before. We were entirely blessed to have come across a group of people who made sure our home was back better than before."
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DIAMOND GHEE JR.

1 year ago · Google Review

"George provided outstanding support after storm damage to a roof and interior. He was extremely communicative and responsive throughout the entire process, keeping me informed at every step. What impressed me most was how he guided me through the complex insurance claim process and handled all correspondence with my insurance company on my behalf. His expertise and professionalism made a stressful situation much more manageable."
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Anthony Smyrski

1 year ago · Google Review

"I worked with Tim and the Capitol Adjustment team and they are a delight to work with. They helped me understand the process and proactively worked with my mortgage company to get status on payments. If you are looking for a proactive claim adjuster willing to hold your hand throughout the process, it is Tim and Capitol Adjustment."
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Buyan Kumar

1 year ago · Google Review

"My husband and I bought our first home and about a month later had a major sewer line issue. Steve from Capitol was a referral through family and I am so glad we contacted him. His time spent dealing with our insurance company alone shows the dedication he has to the business. It took almost a year of battling with our insurance company but he was able to have our loss and the damage covered. Without hesitation, I would recommend Capitol — they know the industry and took a lot of stress off of us."
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Madison Brandt

4 years ago · Google Review

"These folks at Capitol Adjustment were absolutely terrific in getting me the most for my home destroyed by fire! They seem to care about their clients, which is something I worried about, but they were very caring and understanding. It is a tough time and they alleviated much of the stress associated with a house fire. Kudos to George and Tim!"
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Robbie Ellis

1 year ago · Google Review

Reviews sourced from Google